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Finding A Loan
Now that you have found the perfect home and negotiated the price and terms with the sellers, you come to the most difficult part of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your Realtor can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the Realtor should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can threaten the transaction.

 
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